creditor

noun

cred·​i·​tor ˈkre-di-tər How to pronounce creditor (audio)
-ˌtȯr
: one to whom a debt is owed
especially : a person to whom money or goods are due

Examples of creditor in a Sentence

She owes thousands of dollars to creditors.
Recent Examples on the Web
Examples are automatically compiled from online sources to show current usage. Read More Opinions expressed in the examples do not represent those of Merriam-Webster or its editors. Send us feedback.
As a result, surviving spouses, children and other relatives are often left wondering whether those unpaid medical balances now belong to them — and whether creditors now have the right to pursue them for payment. Angelica Leicht, CBS News, 25 June 2026 The Voluntary Petition for Non-Individuals Filing for Bankruptcy estimates the camp has between 1,000 and 5,000 creditors, assets between $1 million and $10 million and liabilities between $10 million and $50 million. Mateo Rosiles, USA Today, 25 June 2026 These services, also known as debt relief companies, negotiate with your creditors on your behalf to settle your debts for less than the full amount owed. Brian Sloan, CNBC, 24 June 2026 The tech investment firm’s shares took a hit again on Wednesday and Thursday, after Bloomberg reported that SoftBank’s talks with creditors to raise $6 billion in margin loans backed by its existing stake in OpenAI had stalled. Siladitya Ray, Forbes.com, 11 June 2026 See All Example Sentences for creditor

Word History

First Known Use

15th century, in the meaning defined above

Time Traveler
The first known use of creditor was in the 15th century

Browse Nearby Words

Cite this Entry

“Creditor.” Merriam-Webster.com Dictionary, Merriam-Webster, https://www.merriam-webster.com/dictionary/creditor. Accessed 26 Jun. 2026.

Kids Definition

creditor

noun
cred·​i·​tor ˈkred-ət-ər How to pronounce creditor (audio)
: a person to whom a debt is owed

Legal Definition

creditor

noun
cred·​i·​tor ˈkre-də-tər, -ˌtȯr How to pronounce creditor (audio)
: a person to whom a debt is owed
especially : a person to whom money or goods are due compare debtor, obligor
general creditor
: a creditor who is not secured by a lien or other security interest

called also unsecured creditor

judgment creditor
: a creditor who has a money judgment entered against the debtor and may enforce the judgment (as by attachment or writ of execution)
known creditor
: a creditor whose potential claim is known or should be known by a debtor and who is entitled to notice of a corporate dissolution or of a date at which claims will be barred (as in bankruptcy)
lien creditor
: a creditor who is secured by a lien (as by attachment)
secured creditor
: a creditor who has a security interest (as a mortgage)
unsecured creditor
: general creditor in this entry

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